Developed by National Payments
Corporation of India, the Aadhaar-linked BHIM mobile app is based on the
Unified Payment Interface. This will facilitate the process of digital payments
by using the Aadhaar number linked to bank account. It will allow every Indian
citizen to transact digitally using their thumb imprint on a merchants’
biometric-enabled device. According to Modi, the BHIM App is positively
impacting several lives across the country. Soon after the announcement, the NPCI
said the app is now available on google play store and iOS.
Reflecting on the development, NPCI managing director and CEO AP
Hota said, “This will directly cater to about 40 crore bank account customers
spread across the country whose account is linked with Aadhaar. It is a huge
opportunity for enabling digital transactions as about 99 per cent of adult
population is now aadhaar enabled.” The organisation also said that over 30
banks are participating on BHIM Aadhaar and that more member banks are expected
to join them soon.
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